The real significance of the number “93.6%” for financial planners
Given the multiple influences on our behaviour when it comes to investments, simply being educated about investments, and asking us to behave well doesn’t work. The key is to find ways to influence the person and their relationship with their investments, says Rob Macdonald, Head of Strategic Advisory Services, Fundhouse.
The impact of mental health on financial planning
One undeniable fact, central to financial planning, is the link between mental health, poor decision-making and financial difficulties, says Roland Cox, Executive Coach, Aspiral Coaching and Leadership
South Africa’s savings culture
Lelané Bezuidenhout, CFP®, CEO, Financial Planning Institute of Southern Africa, emphasises risk profiling as key to suitability of financial advice and understanding psychology of finance for clients' retirement planning.
Personality and triggers
The Nedgroup Investments Financial Personality Survey, conducted in partnership with Oxford Risk, assessed over 3 000 South African investors and advisors against 12 defined personality traits that have been known to affect behaviour.
Prepare your clients so reality does not bite
Petrie Marx, Product Actuary at Sanlam Individual Life says, “The start of a new year is the perfect time to check in with your clients and ensure their needs are holistically addressed”.
Shifting the way people think, feel and behave with money
Changing behaviour requires constant engagement, persistent action and various approaches, says Jean Archary CFP®, Author, Speaker, Founder, Financial Wellness Coach
Understanding investor behaviour
A Blue Chip interview with Theo Terblanche, Executive Head of Investment Management at Momentum Investments.
